Cenvoriq Research

Writing on how fraud moves through connected systems

We publish what we can support with public sources or with our own measurements. We have no measurements on real institutional data yet, and we say so wherever it matters.

Receiving-side signals
victim → mule → collector → agent
identity trust 100 · scam 63 · recipient 54
recommendation: MANUAL_REVIEW

· 8 min read · introductory

The receiving side: why the account being paid is the underused signal in payment fraud

Authorised scams, mule networks and rapid cash-out share one property: the sender looks normal and the recipient does not. An introduction to recipient risk, mule intelligence and graph proximity as first-class dimensions.

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Publishing plan

What will appear here

Replay methodology notes, the synthetic scenario corpus and how it is built, and, once design partners agree to it, anonymised measurement write-ups. Nothing will be published about a partner without written consent. Researchers and practitioners who want to compare notes can write to partners@cenvoriq.com.

  • Payment fraud

    1 article

  • Mule networks

    1 article

  • Mobile-money fraud

    No articles yet

  • Real-time payments

    No articles yet

  • Scams

    1 article

  • Integration compromise

    No articles yet

  • Insider and control failures

    No articles yet

  • Agent fraud

    No articles yet

  • Cross-border fraud

    No articles yet

  • Fraud infrastructure

    No articles yet